Friday, March 28, 2014

A Long Island Cpa's Take On Avoiding Credit Fraud

By Robin Setser


With so many cases of credit card fraud to speak of, it's surprising that so many people seem to succumb to it. While they may be careful about how much they spend and how often they use their cards, the truth of the matter is that there are still ways for others to make use of credit card numbers that aren't theirs. Are there ways for individuals to keep this level of fraud to a minimum? I believe this to be the case and I think that a Long Island CPA can prove useful here.

It goes without saying that your personal information is going to be important, so be careful about who has access to it. This goes for a number of different factors, Social Security numbers and street addresses amongst them. If you give these to an entity you're not familiar with, it's a risky move that any Long Island CPA will stress against. It is important to be careful about who has access to such things, as authorities the likes of Gettry Marcus will be able to relay to you.

If you can, make sure that you pay all of your bills through electronic means. This goes for credit card charges, student loans, and others which will typically call for you to mail out checks and money. However, physical matter is tricky; it is very easy for these kinds of documents to get into the wrong hands. Instead, seeing as how many companies offer methods of payments through the Internet, it is not unwise to make use of these more modern systems as they are typically more secure.

To me, though, the most important step has to do with maintenance as far as your credit statements are concerned. A Long Island CPA can support the idea of looking over every single one in detail, making certain that every last purchase made is one that can be purchased. What if you come across one that is unfamiliar to you, though? If this proves to be the case, this is when you are going to want to address the matter, telling your bank about it as soon as possible.

If you want to maintain a strong level of credit, you want to be able to keep your credit rating as steady as possible. Those who are able to do so may find it easier to, amongst other endeavors, take out loans. What happens, though, when it seems as though instances of fraud play into this matter in the worst of ways? If this is the case, you have to be able to understand what it is that you can do so that you will be left with a securer account in the long term.




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